ShadowTree Lodge, Inc.

ShadowTree Lodge http://www.shadowtreelodge.com ShadowTree Lodge Assisted Living is a log cabin inspired home that gives you the feeling of being up north. We are located in a secluded setting with beautiful panoramic views that is only minutes away from all amenities of the city of Lapeer, MI. This gorgeous estate presents itself with a winding drive canopied by a patch of woods. The path leads to a large clearing where our rustic log home resides on 3 acres surrounded by an outline of trees on all sides. Wildlife abounds on this serene piece of property. Your loved one will be lounging on the open patio viewing deer, turkey, rabbits, birds and many other woodland creatures. We understand how difficult it is to decide where your loved one will call home—a place where they will be happy, safe, and receive proper care. ShadowTree Lodge satisfies all those desires. We offer 24 hours of compassionate care and companionship tailoring our care to your loved one’s needs to make them feel comfortable and loved. We want them to feel a sense of self-worth, dignity, and respect, ultimately giving them a zest for life again. Our home offers a breathtaking stone fireplace, located in our Family room where they can feel free to socialize with other residents at their leisure. Our Dining room is where nutritional, home-cooked meals will be served 3 times a day and where your loved one can choose to do an assortment of activities. We offer private, furnished bedrooms, complete with closets and dressers for their personal belongings. The bathrooms offer handicap, barrier-free showers and seating for safety precautions. We have Visiting Physicians, Podiatrists, Optometrists, Pharmacy delivery, and Home Health Care (Physical/Occupational/Speech/Nursing care) professionals that come on-site for the convenience of our families. We also provide a Hairstylist and Pastoral care for those who are interested as well. We look forward to taking care of the one you hold dear.
ShadowTree Lodge http://www.shadowtreelodge.com ShadowTree Lodge Assisted Living is a log cabin inspired home that gives you the feeling of being up north. We are located in a secluded setting with beautiful panoramic views that is only minutes away from all amenities of the city of Lapeer, MI. This gorgeous estate presents itself with a winding drive canopied by a patch of woods. The path leads to a large clearing where our rustic log home resides on 3 acres surrounded by an outline of trees on all sides. Wildlife abounds on this serene piece of property. Your loved one will be lounging on the open patio viewing deer, turkey, rabbits, birds and many other woodland creatures. We understand how difficult it is to decide where your loved one will call home—a place where they will be happy, safe, and receive proper care. ShadowTree Lodge satisfies all those desires. We offer 24 hours of compassionate care and companionship tailoring our care to your loved one’s needs to make them feel comfortable and loved. We want them to feel a sense of self-worth, dignity, and respect, ultimately giving them a zest for life again. Our home offers a breathtaking stone fireplace, located in our Family room where they can feel free to socialize with other residents at their leisure. Our Dining room is where nutritional, home-cooked meals will be served 3 times a day and where your loved one can choose to do an assortment of activities. We offer private, furnished bedrooms, complete with closets and dressers for their personal belongings. The bathrooms offer handicap, barrier-free showers and seating for safety precautions. We have Visiting Physicians, Podiatrists, Optometrists, Pharmacy delivery, and Home Health Care (Physical/Occupational/Speech/Nursing care) professionals that come on-site for the convenience of our families. We also provide a Hairstylist and Pastoral care for those who are interested as well. We look forward to taking care of the one you hold dear.
Contact Us Now!
ShadowTree Lodge http://www.shadowtreelodge.com ShadowTree Lodge Assisted Living is a log cabin inspired home that gives you the feeling of being up north. We are located in a secluded setting with beautiful panoramic views that is only minutes away from all amenities of the city of Lapeer, MI. This gorgeous estate presents itself with a winding drive canopied by a patch of woods. The path leads to a large clearing where our rustic log home resides on 3 acres surrounded by an outline of trees on all sides. Wildlife abounds on this serene piece of property. Your loved one will be lounging on the open patio viewing deer, turkey, rabbits, birds and many other woodland creatures. We understand how difficult it is to decide where your loved one will call home—a place where they will be happy, safe, and receive proper care. ShadowTree Lodge satisfies all those desires. We offer 24 hours of compassionate care and companionship tailoring our care to your loved one’s needs to make them feel comfortable and loved. We want them to feel a sense of self-worth, dignity, and respect, ultimately giving them a zest for life again. Our home offers a breathtaking stone fireplace, located in our Family room where they can feel free to socialize with other residents at their leisure. Our Dining room is where nutritional, home-cooked meals will be served 3 times a day and where your loved one can choose to do an assortment of activities. We offer private, furnished bedrooms, complete with closets and dressers for their personal belongings. The bathrooms offer handicap, barrier-free showers and seating for safety precautions. We have Visiting Physicians, Podiatrists, Optometrists, Pharmacy delivery, and Home Health Care (Physical/Occupational/Speech/Nursing care) professionals that come on-site for the convenience of our families. We also provide a Hairstylist and Pastoral care for those who are interested as well. We look forward to taking care of the one you hold dear.
Contact Us Now!
ShadowTree Lodge http://www.shadowtreelodge.com ShadowTree Lodge Assisted Living is a log cabin inspired home that gives you the feeling of being up north. We are located in a secluded setting with beautiful panoramic views that is only minutes away from all amenities of the city of Lapeer, MI. This gorgeous estate presents itself with a winding drive canopied by a patch of woods. The path leads to a large clearing where our rustic log home resides on 3 acres surrounded by an outline of trees on all sides. Wildlife abounds on this serene piece of property. Your loved one will be lounging on the open patio viewing deer, turkey, rabbits, birds and many other woodland creatures. We understand how difficult it is to decide where your loved one will call home—a place where they will be happy, safe, and receive proper care. ShadowTree Lodge satisfies all those desires. We offer 24 hours of compassionate care and companionship tailoring our care to your loved one’s needs to make them feel comfortable and loved. We want them to feel a sense of self-worth, dignity, and respect, ultimately giving them a zest for life again. Our home offers a breathtaking stone fireplace, located in our Family room where they can feel free to socialize with other residents at their leisure. Our Dining room is where nutritional, home-cooked meals will be served 3 times a day and where your loved one can choose to do an assortment of activities. We offer private, furnished bedrooms, complete with closets and dressers for their personal belongings. The bathrooms offer handicap, barrier-free showers and seating for safety precautions. We have Visiting Physicians, Podiatrists, Optometrists, Pharmacy delivery, and Home Health Care (Physical/Occupational/Speech/Nursing care) professionals that come on-site for the convenience of our families. We also provide a Hairstylist and Pastoral care for those who are interested as well. We look forward to taking care of the one you hold dear.
Contact Us Now!

Tips for Maximizing Social Security Benefits for Assisted Living

by | Jul 19, 2023 | Blog | 0 comments

As you plan for assisted living and navigate the financial considerations, it’s important to explore strategies to maximize your Social Security benefits. Social Security provides crucial financial support for individuals and their families, and understanding how to optimize these benefits can make a significant difference in covering assisted living expenses. In this article, we will discuss several tips to help you maximize your Social Security benefits for assisted living, including exploring claiming options, leveraging spousal benefits, and considering other factors that can increase your benefits.

  1. Understand Your Full Retirement Age: Your Full Retirement Age (FRA) is the age at which you are eligible to receive your full Social Security retirement benefits. Depending on your birth year, your FRA may be between 66 and 67. Claiming benefits before your FRA can result in a reduction in your monthly benefit amount, while delaying benefits beyond your FRA can increase your monthly benefit.
  2. Explore Claiming Options: Timing is crucial when it comes to claiming Social Security benefits. While you can claim benefits as early as age 62, it’s important to carefully consider the impact of claiming early versus delaying. Delaying benefits can result in a higher monthly benefit amount, which can be advantageous in covering assisted living expenses. Working with a financial advisor or using online calculators can help you determine the optimal claiming strategy based on your individual circumstances.
  3. Consider Spousal Benefits: If you are married, you may be eligible for spousal benefits, even if you have never worked or have a limited work history. Spousal benefits allow you to claim a portion of your spouse’s Social Security earnings, which can be beneficial in maximizing your total benefits for assisted living. The claiming strategies for spousal benefits can be complex, so it’s advisable to consult with the Social Security Administration or a financial advisor for personalized guidance.
  4. Delaying Benefits for a Higher Payout: Delaying your Social Security benefits beyond your FRA can result in an increase in your monthly benefit amount. For each year you delay benefits between your FRA and age 70, your benefit amount can increase by a certain percentage, known as delayed retirement credits. This can be a strategic approach if you have the financial means to cover your living expenses during the delay period.
  5. Consider Working While Receiving Benefits: If you choose to work while receiving Social Security benefits, it’s important to understand how your earnings may affect your benefits. If you haven’t reached your FRA, your benefits may be reduced if your earnings exceed a certain limit. However, once you reach your FRA, there are no earning limits, and your benefits will no longer be reduced. This can be advantageous if you are able to work and supplement your income while receiving Social Security benefits for assisted living expenses.
  6. Review Your Earnings Record: Regularly reviewing your Social Security earnings record is essential to ensure its accuracy. Any errors or missing earnings could affect the calculation of your benefits. You can access your earnings record online through the Social Security Administration’s website or by requesting a statement from them. If you notice any discrepancies, promptly report them to the Social Security Administration for correction.
  7. Seek Professional Guidance: Navigating the complexities of Social Security benefits can be challenging. Seeking advice from a financial advisor or a Social Security expert can provide invaluable guidance tailored to your unique situation. They can help you explore all available claiming options, analyze potential strategies, and ensure you’re making informed decisions to maximize your benefits for assisted living.

In conclusion, optimizing your Social Security benefits is crucial when planning for assisted living expenses. By understanding your Full Retirement Age, exploring claiming options, considering spousal benefits, delaying benefits if feasible, reviewing your earnings record, and seeking professional guidance, you can maximize your Social Security benefits to better cover assisted living costs. Take proactive steps today to ensure you’re making the most of the benefits you’re entitled to.

Call ShadowTree Lodge at (810) 660-7525 to learn more about how you can maximize your Social Security benefits for assisted living. Our knowledgeable staff can provide further guidance and assistance in navigating the financial aspects of your assisted living journey. Contact us today to explore the possibilities of optimizing your benefits and securing a comfortable future in assisted living.